Trusted. Local. Independent.

HGC Insurance Group has the knowledge and expertise to help with your insurance needs in Rhode Island. We’re your one-stop-shop for personal insurance and business insurance.

Start a quote by clicking below or give us a call at 915-603-4960 to start the conversation.

Get quotes from multiple insurance companies in Rhode Island.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Rhode Island to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

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Providing Trucking, Business, and Personal Insurance in Rhode Island.

…and all other cities throughout Rhode Island.

Protection meets life

How can we help?

Trucking

Solutions designed to keep you on the road.

Cargo

Ensuring your cargo is protected for the unexpected.

Business

Peace of mind know your business and employees are protected.

Homeowners

Protection specifically designed for your property.

Automobile

For your cars, trucks, golf carts, and everything in between.

Umbrella

Essential protection for the legacy you’ve worked hard to build.

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Client Spotlight

What our clients say

“I work with HGC as a service provider to their clients. Anyone considering doing business with them, please know you will always be treated respectfully, professionally, and with the understanding that you will know how to best operate your business. If I could make a living solely off of working with this team, it would be an absolute delight. Thank you for being wonderful partners and always working with us to provide the 5-Star service our mutual clients deserve.”

Crystal

Allen was very professional and quick at getting me insurance. Thank you for your help and processing me quick and easy.

Frances

“Great Agency. Allen was outstanding on performing his job. I got my new home policy setup very quickly. Definitely looking forward for many years with them. Do not hesitate, call this agency for your insurance need.”

Alexander

Rhode Island Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in Rhode Island like us, and the various other types of companies that are out there:

Features & Services	Captive Agent	Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice	Tries to sell & support only their one company	Tries to sell & support only their one company
Claims assistance and advocacy	Adjusters are often exclusive to the one company	No help: You vs. adjuster
Policy service from the same person you bought from	To call center	You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Where We Work

States Where We Provide Insurance Services

Head office located at: 163 Highland Avenue , Staples Connect Offices
Needham MA 02494.

Give us a call: 915-603-4960

We’re here for you

Get started with

HGC Insurance Group.

Our team of knowledgable agents are experts at finding the right coverage for your needs.

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Insurance in Rhode Island

Providing personalized insurance for truckers, businesses, & families in Rhode Island.

Trusted. Local. Independent.

Get quotes from multiple insurance companies in Rhode Island.