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Welcome to HGC Insurance Group

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Select a product below or give us a call at 915-603-4960
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Home Insurance

Trucking

Business Insurance

Business

Auto Insurance

Personal

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Insurance Options

Protection meets life

How can we help?

Trucking Insurance

Trucking

Solutions designed to keep you on the road.

Motor Truck Cargo Insurance

Cargo

Ensuring your cargo is protected for the unexpected.

Business Insurance

Business

Peace of mind know your business and employees are protected.

Home Insurance

Homeowners

Protection specifically designed for your property.

Automobile Insurance

Automobile

For your cars, trucks, golf carts, and everything in between.

Umbrella Insurance

Umbrella

Essential protection for the legacy you’ve worked hard to build.

About Us

Who is HGC Insurance Group?

We are an independent insurance agency headquartered in Needham, MA. Our business started in 2010. We specialize in trucking and transportation, but we also write home, auto, and personal insurance.

Experience the difference that comes from a knowledgable insurance agency that provided customized packaged designed to help protect your business, property, family, and lifestyle.

While we focus on delivering value, we do a great job of delivering on price too.

36% Lower Rates vs Allstate

30% Lower Rates vs State Farm

23% Lower Rates vs Liberty Mutual

38% Lower Rates vs Geico

Where We Work

States Where We Provide Insurance Services.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
Our Partners

Representing the largest insurance companies

Client Spotlight

What our clients say

I work with HGC as a service provider to their clients. Anyone considering doing business with them, please know you will always be treated respectfully, professionally, and with the understanding that you will know how to best operate your business. If I could make a living solely off of working with this team, it would be an absolute delight. Thank you for being wonderful partners and always working with us to provide the 5-Star service our mutual clients deserve.”

Crystal

Allen was very professional and quick at getting me insurance. Thank you for your help and processing me quick and easy.

Frances

“Great Agency. Allen was outstanding on performing his job. I got my new home policy setup very quickly. Definitely looking forward for many years with them. Do not hesitate, call this agency for your insurance need.”

Alexander

Frequently asked questions and answers
Frequently Asked Questions

Questions? Answers.

Will turning in a claim automatically increase my insurance?2023-04-07T15:04:42-07:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What is an adjuster?2023-04-07T15:04:42-07:00

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

What is scheduling?2023-04-07T15:04:42-07:00

Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or stolen.  They can also be set at specific deductibles.  The most common items to schedule are jewelry, bikes, cameras and fine arts.

Don’t see your question? Contact us.

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Client Center

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HGC Insurance Group.

Our team of knowledgable agents are experts at finding the right coverage for your needs.

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