Welcome to HGC Insurance Group
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About Us
Who is HGC Insurance Group?
We are an independent insurance agency headquartered in Needham, MA. Our business started in 2010. We specialize in trucking and transportation, but we also write home, auto, and personal insurance.
Experience the difference that comes from a knowledgable insurance agency that provided customized packaged designed to help protect your business, property, family, and lifestyle.
While we focus on delivering value, we do a great job of delivering on price too.
36% Lower Rates vs Allstate
30% Lower Rates vs State Farm
23% Lower Rates vs Liberty Mutual
38% Lower Rates vs Geico
Where We Work
States Where We Provide Insurance Services.
Frequently Asked Questions
Questions? Answers.
This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
An adjuster is a representative of the insurance company that helps settle a claim. They are not employed by us. We do not settle claims as this is done by the adjuster. However, we will assist in making sure a covered claim is paid fairly and promptly.
Scheduling involves placing specific items with a specific value on your homeowners insurance. It can also be called an “Inland Marine” policy. This allows coverage for items that may be leaving your premises and would then be lost or stolen. They can also be set at specific deductibles. The most common items to schedule are jewelry, bikes, cameras and fine arts.
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